Quilter Cheviot

The Great Wealth Transfer and intergenerational wealth management

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As we approach the 'Great Wealth Transfer,' the largest generational wealth transfer in history, navigating an increasingly complex tax landscape becomes crucial. Quality financial and estate planning is more important than ever.

To assist you in this intricate area, we commissioned industry experts, The Lang Cat, and global market-research firm YouGov, to conduct comprehensive research involving both advisers and consumers. Our report explores:

  • How family dynamics impact the services advisers offer
  • Consumer expectations for giving and/or receiving an inheritance
  • The services advisers can provide

Transferring wealth from one generation to another will affect most of us at some point. Financial advisers help families navigate this complexity, planning for the inevitable and providing invaluable support when it occurs. With the average age for those receiving an inheritance now at 61, individuals face challenges not only in planning how best to utilise this inheritance but also in preparing for their own retirement and later life.

Good financial advice is essential, and intergenerational wealth planning is a core part of many firms' advice propositions. The decisions advisers make on behalf of their clients can have significant implications for the families involved. Therefore, understanding consumer expectations and how the industry approaches this topic is vital.

Our research aims to illuminate these challenges and expectations, supporting you and your clients every step of the way.

How Quilter Cheviot Can Help You and Your Clients:

  • Extensive experience ensuring advisers and their clients have an investment partner they can trust
  • A truly bespoke Discretionary Portfolio Service (DPS)
  • Comprehensive management of tax, income, and personalisation
  • Access to a dedicated investment manager
  • Investment management from accumulation through to intergenerational wealth transfer
  • Support for more complex requirements, including FICs, Family Companies, and various trusts
Find out more about our Discretionary Portfolio Service

Download our insightful report today

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Managed Portfolio Service Since 2001, our award-winning Managed Portfolio Service (MPS) has been helping advisers like you provide your clients with a straightforward, cost effective way of investing.

Climate Assets Funds Pioneers in sustainable investment with a track record of strong returns over more than a decade.

AIM Strategy The Quilter Cheviot AIM strategy is designed for estate and inheritance tax (IHT) planning at an accessible entry point of £100,000.

Quilter Cheviot is committed to protecting your privacy and ensuring that your personal information is collected and used appropriately, lawfully and transparently. You can read our full privacy policy here.

Quilter Cheviot and Quilter Cheviot Investment Management are trading names of Quilter Cheviot Limited. Quilter Cheviot Limited is registered in England with number 01923571, registered office at Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Quilter Cheviot Limited is a member of the London Stock Exchange and authorised and regulated by the UK Financial Conduct Authority and as an approved Financial Services Provider by the Financial Sector Conduct Authority in South Africa.

This material is not tax, legal or accounting advice and should not be relied on for tax, legal or accounting purposes. Quilter Cheviot Limited does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting adviser(s) before engaging in any transaction. Trusts, estate planning, taxation and inheritance tax advice are not regulated by the Financial Conduct Authority.

You have the right to opt out of receiving marketing information and tell us what your communication preferences are. You may opt out at any time if you don’t want to receive any further communications of this nature.

Approver: Quilter Cheviot Limited, 10 April 2025